Best Credit Cards for Excellent Credit (November 2025)

Having an excellent credit score (typically 750+) unlocks the door to the most premium credit cards on the market. These cards offer lucrative sign-up bonuses, high rewards rates, and exclusive perks that can provide thousands of dollars in value each year. Here are our top picks for November 2025.

Best for Luxury Travel: Chase Sapphire Reserve®

The Sapphire Reserve remains the king of premium travel cards. It offers a flexible $300 annual travel credit, Priority Pass lounge access, and 3x points on travel and dining. Points are worth 50% more when redeemed for travel through the Chase portal, making its rewards program incredibly valuable for frequent travelers.

Best for Flexible Travel Rewards: Capital One Venture X Rewards

The Venture X rivals the Sapphire Reserve with a lower annual fee. It offers a $300 annual travel credit for bookings through the Capital One portal, a 10,000-mile anniversary bonus, and access to Priority Pass and Capital One's own exclusive airport lounges. It earns a simple 2x miles on every purchase, making it easy to accumulate rewards.

Best for Cash Back: Blue Cash Preferred® Card from American Express

If you prefer straightforward cash back, this card is a powerhouse. It offers an incredible 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases), 6% on select U.S. streaming subscriptions, and 3% on transit and at U.S. gas stations. It's one of the most rewarding cash back cards for everyday spending.

Best for Dining and Groceries: American Express® Gold Card

The Amex Gold is a food lover's dream card. It earns 4x points at restaurants worldwide and at U.S. supermarkets (on up to $25,000 per year in purchases). It also comes with up to $120 in annual Uber Cash and up to $120 in dining credits, which can easily offset the annual fee.

Best for No Annual Fee: Chase Freedom Unlimited®

For those who want strong rewards without an annual fee, the Freedom Unlimited is an excellent choice. It earns 5% cash back on travel purchased through Chase, 3% on dining and drugstores, and a flat 1.5% on all other purchases. It pairs perfectly with a Sapphire card to make the rewards even more valuable.